You have selected to begin a new personal loan application. Click the New Application button below to get started!

Here's an overview of how simple and easy it is to apply online with Hickory Point Bank & Trust. Please take a moment to read the Getting Prepared page to see what documents will be helpful to complete your loan application quickly and easily.

Begin Application- by giving us some general information about your financing needs.

Borrower Information - You can securely provide information about yourself and others who will be applying for the loan. We require general information for each applicant, including Social Security numbers so we can gather credit information. This helps us to accurately evaluate which loan programs meet your financing needs.

Employment/Income/Assets - We gather general information about your employment, income you receive, and information for any assets such as savings and checking accounts that you'd like to provide.

Collateral and Loan Information - We ask for information about the type, amount, and term of personal loan you would like. We also ask for information about any collateral you are pledging for the loan.

Submit - The final step of the application process!

Important Information About Opening a New Account:

To help the government fight the funding of terrorism and money launderingactivities, Federal law requires all financial institutions to obtain, verify,and record information that identifies each person who opens an account. Whenyou open an account, we ask for your name, address, telephone number, date ofbirth, social security number or TIN, employer, driver's license number orpicture ID. We may also ask to see a copy of these identifying documents.